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Surry County Homes under $200,000

Surry County Homes under $200,000

Welcome to Surry County, North Carolina, a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its picturesque landscapes, charming small towns, and rich history, Surry County offers a unique blend of rural tranquility and vibrant community life. With its close proximity to the Yadkin River and a wealth of outdoor recreational opportunities, residents enjoy hiking, fishing, and exploring the stunning natural beauty that surrounds them.

For those seeking affordable housing options, Surry County is an ideal destination. With a variety of homes available for under $200,000, this area makes homeownership accessible for first-time buyers, families, and retirees alike. From cozy bungalows to quaint cottages, the real estate market here is diverse and inviting. Many properties boast spacious yards, scenic views, and the warmth of Southern hospitality—all at a price point that won’t break the bank.

In addition to affordable housing, Surry County is home to a thriving community spirit. The towns of Mount Airy and Elkin are known for their local shops, delicious dining options, and vibrant cultural events. Whether you’re sipping sweet tea on a porch or exploring the local vineyards, you’ll quickly fall in love with the welcoming atmosphere.

If you’re ready to find your dream home in a community that values both affordability and quality of life, Surry County is waiting for you. Come discover the perfect blend of comfort, charm, and opportunity in this beautiful corner of North Carolina!

Newest Surry County Homes under $200,000

270 Woodcreek Drive, Mount Airy
$172,500
3 Beds ⋅ 1 Baths ⋅ 1235889 MLS
Great opportunity for a 3-bedroom, 1-bath home with a full basement offering plenty of storage or future possibilities. This property features a heat pump and central air, Aqua water, private septic, metal roof,. Enjoy the added space of the closed-in back porch. This home does need some TLC, making it a great opportunity for a buyer looking to add their own personal touches. Priced to sell—make an offer! Call today to take a look!

270 Woodcreek Drive, Mount Airy
144 Cliff Side Trail, Pilot Mountain
$50,000
3 Beds ⋅ 3 Baths ⋅ 1237128 MLS
ONLINE-ONLY REAL ESTATE AUCTION, LIST PRICE IS OPENING BID. Discover a rare combination of comfortable living, usable acreage and beautiful creek frontage at 144 Cliff Side Trail in Pilot Mountain. Situated on approximately 3.97 acres, this 2,127-square-foot home offers 3 bedrooms, 2.5 bathrooms and hardwood floors. A screened porch overlooks the broad, historic Toms Creek, which flows into the Ararat River, providing a peaceful setting for relaxing and enjoying the surrounding natural beauty. The property also includes a detached garage with separate living quarters, offering excellent possibilities for guests, extended family, a home office or additional recreational space. This distinctive Pilot Mountain property offers privacy, room to roam and a scenic waterfront setting—all being offered through online-only auction. Open house events scheduled October 3rd, 2026 at Noon and October 11th, 2026 at 2PM. Bidding closes Thursday, October 15, 2026, beginning at 6:00 PM.

144 Cliff Side Trail, Pilot Mountain
141 Eleanor Avenue, Mount Airy
$189,000
3 Beds ⋅ 1 Baths ⋅ 1237039 MLS
Fresh, Move-In Ready Brick Ranch with Easy One-Level Living! This charming 3-bedroom, 1-bath brick ranch offers comfortable, low-maintenance living in a convenient single-level layout. Fresh and inviting, the home is ready for you to move right in and make it your own. Recent updates include a new HVAC system and newer roof, providing added peace of mind for years to come. A convenient carport offers covered parking, while the practical floor plan makes everyday living simple and comfortable. Whether you're a first-time buyer looking for a great place to call home or someone wanting the ease of one-level living, this property is a wonderful opportunity.

141 Eleanor Avenue, Mount Airy
262 Woodcreek Drive, Mount Airy
$189,900
3 Beds ⋅ 1 Baths ⋅ 1236530 MLS
Ranch style home 3 bedrooms in a great location, minutes from down town and highway 52 full basement newer cabinets in the kitchen with an island owner leaving appliances and electric fireplace and some furniture and the camper with pull outs will stay that is in the back yard if buyers wants it or will remove needs a little TLC Great potential must see today

262 Woodcreek Drive, Mount Airy
122 Galyean Road, Mount Airy
$162,500
2 Beds ⋅ 1 Baths ⋅ 1237004 MLS
“Tucked away but close to it all!” This freshly updated 2-bedroom, 1-bath home offers an affordable opportunity in a quiet setting just outside of downtown Mount Airy, while still being conveniently located near shopping, dining, and everyday necessities. Whether you’re searching for your first home, ready to downsize, or looking to add to your rental portfolio, this move-in-ready property offers plenty of possibilities. Schedule your showing today!

122 Galyean Road, Mount Airy
143 Calvary Drive, Mount Airy
$165,000
2 Beds ⋅ 1 Baths ⋅ 1236234 MLS
Welcome to this charming 2-bedroom, 1-bathroom home conveniently situated at 143 Calvary Drive in Mount Airy! With a spacious livingroom, this home offers comfort and low-maintenance living. Sit on the front porch and enjoy your morning coffee! Enjoy easy access to Hwy 52, Hwy 74, Hwy 601, and NC-89, placing downtown Mount Airy, local shopping, dining, and parks just minutes away. Whether you are a first-time homebuyer, looking to downsize, or seeking an investment property, 143 Calvary Drive delivers incredible value and endless potential. Schedule your personal showing today and make this cozy gem your own!

143 Calvary Drive, Mount Airy
342 Moore Avenue, Mount Airy
$119,000
3 Beds ⋅ 2 Baths ⋅ 1236137 MLS
This home is in walking distance to the central business district of Mt. Airy with many shoppes, restaurants, events, and public services. It is in walking distance to Riverside Park bordering the greenway and river, ball fields and picnic shelters. This 3 bedroom cottage is in a premium place in this wonderful community. It is ready for your upfit and style. Remodel to make it your own. It is a rare find. Homes under $150,000 are few and far between. Make your appointment before it gets away.

342 Moore Avenue, Mount Airy
150 Rocky Forest Trail, Elkin
$187,500
3 Beds ⋅ 2 Baths ⋅ 1235469 MLS
Welcome to your private retreat in charming Yadkin Valley. Tucked away in a serene country setting, this beautifully maintained 3 bedroom, 2 bathroom home sits on nearly an acre with breathtaking views of the Yadkin River just steps from your back door. The pride of ownership shines through every corner of the spacious and bright layout. Thoughtful updates include a newly replaced roof (2025), newer appliances, and a freshly painted interior and front deck. The massive storage building offers plenty of room for your tools, kayaks, or workshop dreams. Enjoy total privacy without sacrificing convenience - you are just minutes from historic downtown Elkin, award-winning wineries, scenic hiking trails, and local shopping/boutiques. Suited to fit all of your needs, It’s more than just a home—it’s a lifestyle. Call today to schedule a showing!

150 Rocky Forest Trail, Elkin
297 Collins Road, Dobson
$133,000
2 Beds ⋅ 2 Baths ⋅ 1235391 MLS
Just outside town limits of Dobson and within walking distance of Food Lion Grocery. This well maintained 2 bedroom 1.5 bath has the block skirting which will make financing much easier. Home is well maintained with recent upgrades of new interior paint, New flooring , new windows, new vinyl siding. fenced back yard . metal roof about 15 years old, 2015 Heat Pump , 2023 mini split and wood stove. Property has expansive 1.64 acre lot, which offers endless room for gardening. The location is mostly bordered by farmland with mountain views, You can save a lot of money this winter with the wood stove and the wood splitter and an abundant amount of fire wood is included. Appliances are also included .

297 Collins Road, Dobson
951 Newsome Street, Mount Airy
$189,900
1 Beds ⋅ 1 Baths ⋅ 1235091 MLS
The remodeled kitchen features the rare bonus of a range hood vented to the exterior! Updated windows and vinyl siding. Originally a two-bedroom home, the wall of the second bedroom was removed to create an impressively spacious living room. Oil-fired floor furnace plus mini-split heat pumps in the primary bedroom and living room provide additional heating and air conditioning. The fenced backyard offers a convenient space for pets, play or outdoor enjoyment. M-1 zoning.

951 Newsome Street, Mount Airy
1955 Siloam Road, Mount Airy
$155,000
3 Beds ⋅ 2 Baths ⋅ 1233810 MLS
INITIAL BID ACCEPTED 9/30. UPSET BIDS CAN BE MADE AT THE SURRY COUNTY CLERK OF COURT THROUGH 10/12. COMMISSIONERS SALE! Come place your offer on this brick town and country with full basement and 1.6 acres. 28x20 carport off kitchen entry, 16x12 concrete back deck, 16x8 front porch. HVAC 2017, water heater 2012, newer guttering, hardwoods in most of main level and under carpets. As-is where-is sale, Commissioner to approve offer, once approved, offer is subject to a 10-day upset period held at the Clerk of Courts office. 10% refundable deposit required on approved offer. Agents, please use attached Offer to purchase when submitting offers.

1955 Siloam Road, Mount Airy
375 Marshall Johnson Road, Pilot Mountain
$60,000
3 Beds ⋅ 2 Baths ⋅ 1230673 MLS
Built in 1993, this manufactured home offers approx. 1378 finished sqft, three bedrooms and two full baths and sits on an approximate 41818 sqft lot. This home is in need of repairs, some soft spots in floors. CASH ONLY OFFERS, SOLD AS IS, buyer responsible to ensure this Mobile Home/Manufactured Housing Unit has had the wheels, axles, and towing hitch removed, is on a permanent foundation or piers, and has been deemed permanently affixed to the subject property and a real property improvement, according to the requirements set forth by the Parish/County/Jurisdiction the subject property is located in, and obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless and close AS IS.

375 Marshall Johnson Road, Pilot Mountain
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