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Surry County Homes under $400,000

Surry County Homes under $400,000

Welcome to Surry County, North Carolina—a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its stunning natural beauty, rich history, and vibrant community, Surry County offers a delightful blend of small-town charm and modern conveniences. With picturesque landscapes, including rolling hills and lush vineyards, this region is perfect for nature lovers and outdoor enthusiasts alike.

For homebuyers seeking affordability without sacrificing quality of life, Surry County is an incredible option. The real estate market boasts a variety of homes under $400,000, making it an ideal place for first-time buyers, families, and retirees. Whether you’re looking for a cozy cottage, a spacious family home, or a charming bungalow, Surry County has something to suit every taste and budget.

Imagine waking up to breathtaking mountain views or enjoying a leisurely afternoon in one of the many local parks. With access to excellent schools, friendly neighborhoods, and a thriving local economy, Surry County is not just a place to live—it's a place to thrive. Plus, the county is rich in cultural experiences, from its historic downtown areas to local wineries and artisan shops.

If you’re ready to discover your dream home in a community that feels like family, explore the homes available in Surry County today. With prices under $400,000, you’ll find that your perfect slice of North Carolina paradise is well within reach! Embrace the opportunity to live in a region that offers both tranquility and adventure—welcome home to Surry County!

Newest Surry County Homes under $400,000

168 Hiatt Road, Mount Airy
$309,900
2 Beds ⋅ 1 Baths ⋅ 1237691 MLS
Recently remodeled 2 BR/1 BA home on 10.07 acres! Enjoy relaxing on the front porch or back deck. Renovations completed by the previous owner approximately 2022–2024 include vinyl siding, windows, roof, HVAC, flooring, and kitchen cabinets. The kitchen features granite countertops, a lazy Susan, and a pantry. Furniture and interior contents are negotiable.

168 Hiatt Road, Mount Airy
232 Country Club Road, Mount Airy
$349,900
3 Beds ⋅ 2 Baths ⋅ 1237629 MLS
It's definitely a house worth going "FORE"! Looking for a home that combines contemporary style, comfort, and an unbeatable location? Tee up your tour at 232 Country Club Road! This amazing contemporary 3 bedroom, 2 bath home is located less than a half mile from Mount Airy Country Club, putting you just minutes from the fairways while offering plenty of space to relax and entertain at home! Whether you're enjoying your morning coffee on the front porch, hosting friends on the back deck, or kicking back in the basement man cave, this home has the spaces to make everyday living feel like a getaway! At 349,900 - this one is definitely worth going "FORE"!

232 Country Club Road, Mount Airy
140 Northeast Circle, Elkin
$252,000
3 Beds ⋅ 2 Baths ⋅ 1237633 MLS
Discover spacious living at 140 Northeast Circle in Elkin. Situated on approximately 3.3+/- acres, this three-bedroom, two-bath home offers plenty of room to live, work, entertain, and make it your own. The generous setting provides privacy and outdoor possibilities, with a small creek running along the back of the property, while remaining convenient to downtown Elkin's shopping, dining, schools, and recreation. With its established location, abundant potential, and a one-year home warranty included, this property presents a wonderful opportunity to create a home tailored to your vision.

140 Northeast Circle, Elkin
182 Ridgewood Drive, Mount Airy
$399,000
3 Beds ⋅ 3 Baths ⋅ 1237580 MLS
Set in an established neighborhood with mature trees, this brick ranch offers generous living spaces and convenient access to all Mount Airy has to offer—with county taxes! The extra-large living room provides plenty of room to gather, while a library/reading nook invites you to settle in with a favorite book. Original cherry cabinetry brings warmth and character to the kitchen. The spacious primary bedroom features three closets and an ensuite bathroom. A generously sized garage comfortably accommodates two cars with room left for storage. Enjoy a welcoming neighborhood setting close to shopping, dining, and everyday conveniences.

182 Ridgewood Drive, Mount Airy
667 Jessup Grove Church Road, Pilot Mountain
$335,000
4 Beds ⋅ 2 Baths ⋅ 1237460 MLS
Beautiful pastoral views, room to spread out, and convenient access to Hwy 52! Situated on one acre, this 2-year-old modular home offers 4 bedrooms and 2 bathrooms in a rural setting that keeps everyday destinations within easy reach. The open floor plan makes gathering easy, with a large kitchen island providing space for meal prep and conversation. The primary suite features an extra-large tiled shower with multiple shower heads and a spacious walk-in closet. Each secondary bedroom offers abundant closet space, while the large laundry room adds everyday practicality. Enjoy the surrounding countryside and outdoor space to make your own—a welcoming place to come home and unwind.

667 Jessup Grove Church Road, Pilot Mountain
107 Eaton Road, Mount Airy
$210,000
2 Beds ⋅ 1 Baths ⋅ 1237328 MLS
Welcome to 107 Eaton Road! This move-in ready 2-bedroom, 1-bathroom home nestled in Mount Airy offers single-level living with recent upgrades already completed. Step inside to discover fresh, new flooring throughout and a beautifully updated bathroom featuring modern fixtures and finishes. Brand-new HVAC system installed this year. Perfect for a first-time homebuyer, downsized footprint, or turn-key investment property. This property is situated within just a short drive from the charm of downtown Mount Airy and Pilot Mountain State Park, this location blends peace and accessibility. Schedule your tour today! ***More picture to come***

107 Eaton Road, Mount Airy
1241 Chandler Road, Dobson
$225,000
3 Beds ⋅ 2 Baths ⋅ 1237307 MLS
Beautiful 3-bedroom, 2-bath home situated on approximately 2 acres in a great location! This property features attractive stone siding, hardwood floors throughout, and a spacious full basement offering plenty of storage or future potential. All appliances stay including a stacked washer & dryer! Enjoy relaxing on the large covered front porch or take advantage of the convenient 2-car carport. The property also includes an oversized building with plenty of room to accommodate a camper, along with additional storage space. Heat pump and central air provide year-round comfort. With a great combination of land, space, and convenience, this property is one you won’t want to miss!

1241 Chandler Road, Dobson
270 Woodcreek Drive, Mount Airy
$172,500
3 Beds ⋅ 1 Baths ⋅ 1235889 MLS
Great opportunity for a 3-bedroom, 1-bath home with a full basement offering plenty of storage or future possibilities. This property features a heat pump and central air, Aqua water, private septic, metal roof,. Enjoy the added space of the closed-in back porch. This home does need some TLC, making it a great opportunity for a buyer looking to add their own personal touches. Priced to sell—make an offer! Call today to take a look!

270 Woodcreek Drive, Mount Airy
144 Cliff Side Trail, Pilot Mountain
$50,000
3 Beds ⋅ 3 Baths ⋅ 1237128 MLS
ONLINE-ONLY REAL ESTATE AUCTION, LIST PRICE IS OPENING BID. Discover a rare combination of comfortable living, usable acreage and beautiful creek frontage at 144 Cliff Side Trail in Pilot Mountain. Situated on approximately 3.97 acres, this 2,127-square-foot home offers 3 bedrooms, 2.5 bathrooms and hardwood floors. A screened porch overlooks the broad, historic Toms Creek, which flows into the Ararat River, providing a peaceful setting for relaxing and enjoying the surrounding natural beauty. The property also includes a detached garage with separate living quarters, offering excellent possibilities for guests, extended family, a home office or additional recreational space. This distinctive Pilot Mountain property offers privacy, room to roam and a scenic waterfront setting—all being offered through online-only auction. Open house events scheduled October 3rd, 2026 at Noon and October 11th, 2026 at 2PM. Bidding closes Thursday, October 15, 2026, beginning at 6:00 PM.

144 Cliff Side Trail, Pilot Mountain
141 Eleanor Avenue, Mount Airy
$189,000
3 Beds ⋅ 1 Baths ⋅ 1237039 MLS
Fresh, Move-In Ready Brick Ranch with Easy One-Level Living! This charming 3-bedroom, 1-bath brick ranch offers comfortable, low-maintenance living in a convenient single-level layout. Fresh and inviting, the home is ready for you to move right in and make it your own. Recent updates include a new HVAC system and newer roof, providing added peace of mind for years to come. A convenient carport offers covered parking, while the practical floor plan makes everyday living simple and comfortable. Whether you're a first-time buyer looking for a great place to call home or someone wanting the ease of one-level living, this property is a wonderful opportunity.

141 Eleanor Avenue, Mount Airy
158 Pioneer Drive, Mount Airy
$279,000
3 Beds ⋅ 2 Baths ⋅ 1237038 MLS
Just outside the Mount Airy city limits in Millerode Forest, this home sits on approximately 0.59 acre with a spacious yard and mature trees. Enjoy the outdoors from the screened porch and adjoining deck. Inside are 3 bedrooms, a living room, den, dining room, and two bonus rooms in the basement, offering flexible space for hobbies or guests. An attached garage and two new heat pumps add convenience. Shopping and restaurants are nearby, and the Blue Ridge Parkway is approximately 15 minutes away. Seller is offering a $1,000 flooring allowance at closing. Schedule your showing today!

158 Pioneer Drive, Mount Airy
262 Woodcreek Drive, Mount Airy
$189,900
3 Beds ⋅ 1 Baths ⋅ 1236530 MLS
Ranch style home 3 bedrooms in a great location, minutes from down town and highway 52 full basement newer cabinets in the kitchen with an island owner leaving appliances and electric fireplace and some furniture and the camper with pull outs will stay that is in the back yard if buyers wants it or will remove needs a little TLC Great potential must see today

262 Woodcreek Drive, Mount Airy
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